BFSI
Banking, Financial Services & Insurance — technology that drives trust and growth
IBU partners with retail and commercial banks, investment firms, asset managers, insurers and insurtech disruptors to modernise core systems, strengthen risk and compliance postures, and deliver seamless digital experiences across every channel.
Discuss Your ProjectThe Sector Challenge
The BFSI sector faces converging pressures: legacy core systems that constrain agility, an ever-expanding regulatory landscape (Basel IV, DORA, Solvency II, FCA Consumer Duty), rising customer expectations for real-time digital services, and the threat of insurtech and fintech challengers. IBU brings deep domain expertise across banking, capital markets, payments and insurance — combining technology delivery capability with regulatory knowledge to help institutions transform safely, compliantly and at pace.
What We Solve
- Core banking and policy administration system modernisation
- Risk governance, model risk management and regulatory reporting
- Basel IV, DORA, Solvency II and FCA Consumer Duty compliance
- Real-time payments infrastructure and ISO 20022 migration
- Fraud detection, AML and financial crime prevention
- Guidewire implementation and upgrade programmes
- Insurtech and open insurance platform integration
- Customer data platform and hyper-personalisation
- Cloud migration with financial-grade security controls
- ESG and climate risk reporting frameworks
Our Capabilities in BFSI
Business Outcomes
Regulatory Confidence
Pre-built compliance accelerators for Basel IV, DORA, Solvency II and FCA Consumer Duty reduce audit risk and remediation cost.
Faster Payments
ISO 20022-ready payment rails and real-time processing infrastructure cut settlement times and improve straight-through processing rates.
Reduced Fraud Losses
AI-powered transaction monitoring and AML platforms detect anomalies in real time, reducing false positives and financial crime exposure.
Guidewire Excellence
Certified Guidewire delivery teams accelerate PolicyCenter, BillingCenter and ClaimCenter implementations with lower defect rates.
Insurtech Agility
Open insurance API frameworks and embedded finance integrations enable rapid product launch and ecosystem partnership.
Operational Efficiency
Intelligent automation across underwriting, claims and KYC workflows reduces manual effort and improves straight-through processing.
Ready to transform your bfsi operations?
Speak with an IBU specialist who understands your sector's unique pressures and opportunities.